Understanding Bond Dynamics Investors often turn to bonds for their stability and capital protection, however, it’s worth noting that bonds prices can move sharply in response to interest rate changes. The relationship between bond price and its yield is crucial to understand this dynamic. When interest rate (or bond yield) falls, bond price rises and […]
Crypto investing in India is facing a dual reality: growing enthusiasm, especially among youth and wealthy institutions, juxtaposed with a complex regulatory and tax landscape. While globally recognized as an emerging asset class, India maintains a cautious stance, prioritizing risk mitigation. India’s stringent tax framework, including a 30% flat tax rate (plus applicable surcharge and […]
Executive Summary: In recent years, India’s government bond market has undergone a significant transformation, culminating in its inclusion in some of the world’s most prominent global debt indices. This watershed moment is expected to reshape foreign portfolio investment (FPI) flows into India, bringing the country’s sovereign debt closer to the global mainstream. JP Morgan’s Government […]
Goods and Services Tax (GST): From Tax Reform to Real-Time Economic Barometer The introduction of the Goods and Services Tax (GST) in India on July 1, 2017, marked a monumental shift in the nation’s indirect taxation landscape. GST aimed to create a unified national market, streamline tax compliance, and enhance transparency. Beyond its primary fiscal […]
Overview of Household Debt India’s household debt is steadily increasing, but a rising concern is its evolving purpose: a growing inclination towards consumption over traditional asset building. As of end-December 2024, India’s household debt stood at 41.9% of GDP (at current market prices) This is relatively low compared to the average for other Emerging Market […]
In the past few quarters, rural India has been shouldering the responsibility of consumption growth in the country while urban mass consumption remained soft, impacted adversely by persistent inflation. Sectoral Growth: Services: Fastest-growing sector with 8.8% CAGR, led by financial services (9.1%), trade & hotels (9.8%), and real estate (8.3%) (Source- HSIE Research Report) Industry: Stable […]
Investment Charter
2024 HDFC TRU