Mutual Fund Investment and Advisory Services by HDFC Tru

Mutual funds have surged in popularity among investors, driven by robust equity markets and heightened investor awareness. The power of compounding is widely recognized, with many investors reaping substantial benefits from long-term mutual fund investments. However, the vast array of available options can make selecting the optimal funds a formidable challenge.

Why

Invest in Mutual Funds?

Diversification

Diversification in mutual funds involves spreading investments across various assets or sectors to reduce risk and enhance potential returns. Allows you to diversify conveniently, even with a smaller corpus.

Expertise

Managed by best investing brains in the country, by experienced fund managers who analyze market trends and select assets to optimize returns. Their knowledge helps investors navigate market volatility and make informed decisions for long-term growth.

Liquidity

Mutual Funds are Easily Redeemable allowing investors to quickly convert their fund holdings into cash .

Well regulated

Mutual funds are well-regulated through strict oversight by regulatory bodies like the Securities and Exchange Board of India (SEBI), which enforces rules on fund management, disclosure, and investor protection.

Types of

Mutual Funds

Equity Mutual Funds invest primarily in stocks, offering potential for higher returns over the long term.

Debt Oriented Mutual Funds primarily invest in fixed income instruments like bonds and treasury bills, offering stable returns with lower risk compared to equity funds.

Hybrid Mutual Funds invest in a mix of equity and debt instruments, aiming to balance risk and return. They offer diversification by combining growth potential from stocks with stability from fixed-income assets.

Solution-Oriented Mutual Funds are designed to help investors achieve specific financial goals, such as retirement or children's education. These funds typically come with a long-term investment horizon and may have a lock-in period to encourage disciplined investing.

There are other types of Mutual Funds like, Index Funds, Exchange Traded Funds (ETF’s) and Fund of Funds (FoF’s). These offer a range of investment options depending on risk appetite and financial goals.

The

Tru Advantage

Proprietary in-house ranking model which deep dives on exhaustive quantitative data.

Seasoned products team which regularly interacts with industry stalwarts.

Monthly industry reports and trends.

Regular updates on fund, market views, fund manager interactions.

Frequently Asked

Questions

Mutual funds provide access to a broad range of securities across asset classes, which help investors in diversification. Mutual funds are managed by professional fund managers who make informed decisions. Additionally, mutual funds offer high liquidity, allowing easy entry and exits.

Direct code mutual funds have lower expenses as compared to regular code as they exclude distributor commissions. Direct code investments potentially generate higher returns as compared to regular code due to their lower costs.

HDFC TRU uses its in-house proprietary model to evaluate mutual funds. The model combines comprehensive quantitative data analysis and understanding the broader context. Our model is based on 4 broad pillars (AMC, Investment Team, Performance and risk, portfolio examination).

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